United Benefits Inc.

United Funeral Directors Benefit Life Insurance Company

United Funeral Benefit Life Insurance Company

United Benefits Inc.

Monthly Increasing Benefit (MIB) Plan

The MIB plan is available to virtually all applicants regardless of health issues. The MIB is a dollar-for-dollar insurance product with optional down payment, and/or fixed payment periods of 3, 5, and 7 years. The benefit increases by the amount of the premium each month and by postings of declared increases after 6 months, 24 months, and each 12 months thereafter.

Should death occurs due to accidental causes during the premium paying period, the death benefit is the initial face amount.