United Benefits Inc.

United Funeral Directors Benefit Life Insurance Company

United Funeral Benefit Life Insurance Company

United Benefits Inc.

Clear Choice (CC) Plan

The CC plan is a single premium plan to be written to fund pre-need funeral contracts. It is available up through age 90 without the usual underwriting questions. The Clear Choice plan must always be written with a pre-need contract. The pre-need contract amount will always be the face amount, and the face amount will always be the single premium. Persons will qualify unless they are residents of a nursing home, an extended care facility, are enrolled in a Hospice program, or if they have been informed that their death is imminent (within one year).

The death benefit is the face amount with 1st year growth added at the end of six months, then at the 2nd anniversary and each anniversary thereafter.